It happened to me when I opened my new account about 6 months ago. It also happened to me a few months ago when a few payment transfers didn't go through correctly. Since then they've put a hold on all payments going into my account (supposedly) I think because of me being a potential "risk" since I had a couple failed transactions from Paypal -> Bank. I can still receive money from another paypal account if it's marked as a 'gift', but I assume if I sold something on eBay the funds would be held. It sucks, I dealt with it after selling a $500 phone to someone in Saudi Arabia. All you can really do is be patient, purchase delivery confirmation, and hope the buyer confirms delivery and/or leaves positive feedback. On another note, I really dislike what eBay has come to with the 9% final value fees on auctions, the payment holds, and basically the pretense that the "buyer is always right". I mean, all a buyer has to do is file a complaint and they immediately charge your paypal account for the amount in question until you resolve the issue (at least this is what happened to me). It was a hell of a lot better 9-10 years ago when I first started selling, in my opinion.