Sorry in advance on my phone... And my scattered thoughts, lol.
Damn that's a tough one. Because that's a feature cc adds as a benefit right? So its like a bank needs to be on both sides, yours and the customers... and you need to be protected from the customer... So its the scenerio flipped.
You have a point about the pricing. I bet $300-500 is a safe zone for the "customer".
I mean... There has to be a way since there are other companies are around...
Like someone else said... There are lower key sites that do mail orders... (Mushroom spore industry comes to mind)
But that seems kind of extreme... To me for your industry.
You tried toning down the site a bit... Do you think your sites SEO is attracting the fraud "customers" as a legit criminal thing? Does the bank give you the reason for their chargeback?
Did some googling. Im seeing a lot about collecting as much data from customers as possible and basically just trying to spot it and have the data to dispute it with the bank?
"
Damn that's a tough one. Because that's a feature cc adds as a benefit right? So its like a bank needs to be on both sides, yours and the customers... and you need to be protected from the customer... So its the scenerio flipped.
You have a point about the pricing. I bet $300-500 is a safe zone for the "customer".
I mean... There has to be a way since there are other companies are around...
Like someone else said... There are lower key sites that do mail orders... (Mushroom spore industry comes to mind)
But that seems kind of extreme... To me for your industry.
You tried toning down the site a bit... Do you think your sites SEO is attracting the fraud "customers" as a legit criminal thing? Does the bank give you the reason for their chargeback?
Did some googling. Im seeing a lot about collecting as much data from customers as possible and basically just trying to spot it and have the data to dispute it with the bank?
"
- Make validating phone call and record it. For example, if a merchant’s average transaction amount is $275, and a customer places an order for $6,300, that should warrant extra investigation by the fraud analyst, and likely a phone call or email outreach to the customer. When a merchant makes a validating phone call, they can record their conversations with tools such as Talkdesk to use as evidence later for the banks should a chargeback be filed.
- Always gather and save delivery documentation. Merchants can request that a package must be signed to be delivered, proving that it is now in the hands of the purchaser or listed recipient of the order. The merchant can request that UPS or Fedex request delivery on all their orders to prevent claims that the package was stolen off the porch or never delivered. The merchant can use the signature as evidence to the banks that the customer has possession of the merchandise.
- Make a commitment to providing excellent customer service. By building a relationship with your customer, they are far less likely to commit friendly fraud against you. If there is any issue at all with the product or the service and they know that you are willing to help them, the customer is more likely to ask for help first before filing a chargeback.
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