Interac phoned me once, they had blocked the address. I just said yeah, I sent them some money, they said it was blocked, I said, Oh wow, so where's my money? and that was that. They redeposited the next business day. They don't have the right to ask what you bought. NCC then switched to a new email, offered a discount code, and back to normal.
Cops are really trying to avoid possession charges during the switch. They just want to enforce the new regime but they don't want to piss off the voters. But that interim phase... ugh.
The problem is the Liberals are actually smart. Usually nicer than Harper, but also smarter, and they bring that to bare on their agenda which is beyond just trying to get their friends rich. So yeah, the clamp down will continue on retailers.
Anyway as I see it the biggest risk with MOM is losing your stuff.